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银行卡 (yínhángkǎ) is more of an umbrella term for all different types of bank cards, including:
1. 信用卡 (xìnyòngkǎ): Credit Card. This is a type of bank card that allows the holder to borrow money from the issuer.
2. 借记卡 (jièjìkǎ): Debit Card. This is a type of bank card that allows the holder to access funds from their bank account.
3. 银联卡 (yínliánkǎ): UnionPay Card. This is a type of bank card that is issued by a Chinese bank and is accepted by merchants in China and abroad.
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Yes, you can use 银行卡 (yínhángkǎ) to buy something online. 银行卡 (yínhángkǎ) is the Simplified Chinese word for "bank card". It is a type of payment card issued by a bank that allows you to make purchases online or in person.
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You can ask someone if they have a 银行卡 (yínhángkǎ) by saying: 你有银行卡吗？(nǐ yǒu yínhángkǎ ma?). This translates to "Do you have a bank card?" in English.
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