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外汇 (wài huì) is used to refer to foreign exchange, which is the trading of one currency for another. For example, one might say, "我们需要外汇 (wǒ men xū yào wài huì) 来支付这笔账单 (lái zhī fù zhè bǐ zhàng dān)." This means, "We need foreign exchange to pay this bill."
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