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The term 透支 (tòu zhī) refers to the act of overdrawn an account, typically in banking or financial contexts. Here are some synonyms and related terms:
1. 透支额度 (tòu zhī é dù) - This means "overdraft limit," which refers to the maximum amount that one can overdraw from their bank account.
2. 超支 (chāo zhī) - This term means "to exceed expenditure" or "overspend." It can refer not only to bank accounts but also to budgets in general.
3. 借款 (jiè kuǎn) - This translates to "borrow" or "loan." While it isn’t a direct synonym, borrowing money can lead to overdrafting if not managed properly.
4. 负债 (fù zhài) - This means "debt." When someone is in a state of overdraft, they are effectively in debt to the bank.
5. 逾期 (yú qī) - This means "overdue." While it is more commonly used in the context of payments being late, it can relate to overdrafts when payment obligations are not met.
6. 欠款 (qiàn kuǎn) - This means "outstanding payment" or "amount owed." It is related to the idea of being in a negative financial position, similar to being overdrawn.
Each of these terms relates to financial situations similar to or overlapping with the concept of 透支 (tòu zhī), providing different nuances in terms of borrowing, spending, and financial management.
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透支 (tòuzhī) is commonly used in a sentence to describe a situation where someone has spent more money than they have in their bank account, resulting in a negative balance or overdraft.
For example:
- 我的银行账户已经透支了。(Wǒ de yínháng zhànghù yǐjīng tòuzhī le.) My bank account is already overdrawn.
- 他经常透支信用卡。(Tā jīngcháng tòuzhī xìnyòngkǎ.) He often overdraws his credit card.
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