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透支 (tòuzhī) is commonly used in a sentence to describe a situation where someone has spent more money than they have in their bank account, resulting in a negative balance or overdraft.
For example:
- 我的银行账户已经透支了。(Wǒ de yínháng zhànghù yǐjīng tòuzhī le.) My bank account is already overdrawn.
- 他经常透支信用卡。(Tā jīngcháng tòuzhī xìnyòngkǎ.) He often overdraws his credit card.
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