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Yes, 负债 (fùzhài) is typically used in formal contexts, especially in the financial and business world. It refers to the state of being in debt or having incurred debts, and can also refer to liabilities in finance.
In Chinese, 负 (fù) means "to bear" or "to carry", and 债 (zhài) means "debt". Together, they form the word 负债 (fùzhài), which literally means "to bear debt". This term is commonly used in financial reports, contracts, and other formal documents to indicate the amount of debt a company or individual has.
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