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中国银行 (zhōngguó yínháng) is commonly used in conversation to refer to the Bank of China, one of the four largest state-owned commercial banks in China. It is often used in the context of banking services, such as when discussing loan applications, deposits, or other financial transactions. For example, one might say: "我正在中国银行申请贷款 (wǒ zhèngzài zhōngguó yínháng shēnqǐng dàikuǎn) - I am applying for a loan at the Bank of China."
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