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1. 欠款 (qiàn kuǎn) - This word specifically refers to the amount of money that is owed, rather than the act of owing a debt. It can also be used as a verb, 欠款 (qiàn kuǎn), to mean "to owe money."
2. 欠钱 (qiàn qián) - This is a more colloquial way of saying "owing money" and is often used in everyday conversations.
3. 欠账 (qiàn zhàng) - This word can be used to refer to both financial debts and non-financial debts, such as favors or promises.
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