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ICBC and HSBC refer to the following two banks respectively:
工商银行 / 工商銀行 [gong1 shang1 yin2 hang2] , (nphr) ICBC, Industrial and Commercial Bank
香港汇丰银行 / 香港匯豐銀行 [xiang1 gang3 hui4 feng1 yin2 hang2] , (phr) Hong Kong and Shanghai Banking Corporation
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1. Making a bank transfer (转账 zhuǎn zhàng): You might use 银行 to refer to the bank that you are transferring money to or from.
2. Opening a bank account (开户 kāi hù): You might use 银行 to refer to the bank where you are opening the account.
3. Making a loan (贷款 dài kuǎn): You might use 银行 to refer to the bank from which you are taking out the loan.
4. Making a deposit (存款 cún kuǎn): You might use 银行 to refer to the bank where you are making the deposit.
5. Withdrawing money (取款 qǔ kuǎn): You might use 银行 to refer to the bank from which you are withdrawing money.
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