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债务 (zhài wù) is a noun that means "debt" in English. It is often used in financial or legal contexts to refer to money that is owed to someone else.
Example 1: 我有很多债务需要还清。(Wǒ yǒu hěn duō zhài wù xū yào huán qīng.) I have a lot of debt that needs to be paid off.
Example 2: 政府正在努力减少国家的债务。(Zhèng fǔ zhèng zài nǔ lì jiǎn shǎo guó jiā de zhài wù.) The government is working hard to reduce the country's debt.
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